Health Insurance
Coverage That Puts You First
Budget-friendly, customizable plans for peace of mind—and support to help you understand what’s best for you.
For Individuals & Families
Looking for supplemental coverage, short-term protection, or an alternative to COBRA that fits your lifestyle? SGIC makes it simple to stay protected.
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- Budget-friendly plans that fit real-life needs
- Clear, flexible coverage with no surprises
- Fast, in-house service, claims, and support
For Brokers & Partners
Need flexible, integration-ready products? SGIC is nimble, transparent, and built for speed-to-market success.
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- White-labeled product options
- In-house claims, reporting, and support
- Established distribution channels in the individual and group markets
SGIC SIGNATURE PLANS
Budget-Friendly, Customizable Insurance for Life’s Uncertainties
Short-Term Medical
Fixed Indemnity
Limited Medical
PeaceGuard
Insurance Coverage You Can Feel Good About
Because peace of mind isn’t just having coverage. It’s understanding what you have, knowing who stands behind it, and feeling supported when life doesn’t go as planned.
- A Licensed Carrier — SGIC operates within established insurance regulations designed to protect consumers and promote accountability.
- More Than 50 Years of Experience — Since 1963, SGIC has helped individuals and families find coverage and support they can count on.
- BBB A+ Rated — Our A+ rating reflects SGIC’s commitment to responsive, trustworthy business practices.
- Real, U.S. Based Support — Knowledgeable professionals—including doctors and nurses on staff—are here to help members understand, and use, their coverage.
- A Simpler, More Secure Experience — Modern technology supports faster enrollment, accurate account information, secure data handling, and easier service.
What Does SGIC Stand for?
SGIC stands for Southern Guaranty Insurance Company.
Real Stories of Insurance Made Easy
“Watching my mom get her mammogram covered with no out-of-pocket cost was amazing. You guys rock! Thank you for caring”
“I was nervous when my son had to go to the ER, but SGIC made the claim process simple. A $3,400 bill turned into a $250 deductible.”
“Whenever I call SGIC, I know who I’m talking to. The customer service is bar none better than any other carrier I work with—you just don’t get that anywhere else.”
HEALTH INSURANCE SHOULD BE EASY
What Is a Deductible?
A deductible is the amount you pay out of pocket for covered medical services before your insurance starts to share the cost. For example, if your deductible is $500, you’ll pay the first $500 in medical bills yourself. After that, your plan helps cover the costs.
For more health insurance terms, go to our Glossary.