Insurance Built on Trust. Service Built Around You.

For more than 50 years, we’ve helped individuals and families find insurance options and caring support for life’s unexpected moments.

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We’re the Peace of Mind People

At SGIC, our mission is simple: to give members confidence and peace of mind when life doesn’t go as planned.

We deliver on that mission by providing:

  • Budget-friendly, customizable coverage
  • Live access to U.S.-based professionals
  • Industry-leading data security protection

Coverage You Can Count On

Southern Guaranty Insurance Company (SGIC) is a licensed and regulated insurance carrier. Our products are regulated in the states where they’re offered, helping ensure they meet established requirements for coverage, communication, and administration.

For members, that means coverage supported by experience, regulatory oversight, and a company committed to doing things the right way.

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What Guides Us

Doctor and happy patient consulting

Trust

We communicate transparently, protect sensitive information, and follow through on our commitments.

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Innovation

We use new ideas and technology to make insurance simpler, faster, and more secure.

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Care

We treat members like people—not policy numbers. And we speak in plain language that’s easy to understand.

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Agility

We move faster, adapting quickly to the evolving needs of our members, brokers, and partners.

BBB A+ Rated!

SGIC has earned an A+ rating from the Better Business Bureau—the organization’s highest possible rating.

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50+ Years of Earning Trust

We’ve evolved alongside the people and partners we serve, but our purpose has remained the same: helping people feel more confident when life doesn’t go as planned.

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“Every claim is more than paperwork. It’s a person we’re committed to supporting.”

SGIC Claims Specialist