Pre-Existing Condition

Pre-existing conditions are typically long-term or chronic such as asthma, diabetes, and cancer. If you have ACA-compliant insurance, then it is required to cover pre-existing conditions. However, if your insurance is not ACA-compliant, it most likely includes a pre-existing condition limitation, which means it won’t cover illnesses or conditions you had within a certain timeframe before your coverage began. That timeframe could be as short as six months or as long as five years or never.

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