PeaceGuard AD&D Coverage Options
Extra protection for when life takes an unexpected turn.
What Is PeaceGuard?
PeaceGuard is SGIC’s Accidental Death and Dismemberment (AD&D) insurance, designed to provide flexible protection when life takes an unexpected turn. Each plan starts with AD&D coverage and allows you to add optional Accident Medical Expense and Critical Illness riders, so you can build the level of protection that fits your needs.
Is PeaceGuard Right for Me?
PeaceGuard is designed for people who:
- Want extra protection beyond major medical insurance
- Need benefits to help pay for medical bills, household costs, or recovery time
- Value flexibility and budget-friendly coverage options
If you’re looking to strengthen your safety net, PeaceGuard may be the right fit.
What's Included
PEACEGUARD PLAN TYPICALLY OFFER:
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Coverage for death and dismemberment |
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Optional coverage add-ons for accidental medical expenses and/or critical illnesses like heart attack, stroke, and cancer. |
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Budget-friendly premiums that make added protection accessible |
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Flexible benefits paid to you or your loved ones |
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Choice of how to use your benefit payouts |
Life is unpredictable, but your coverage doesn’t have to be.
PeaceGuard gives you the flexibility to use payments for things like groceries, child care, and mortgages.
*Disclaimer: Optional riders may not be available in all states. Coverage may vary from state to state and is subject to terms, limitations, and conditions.
How Much Does PeaceGuard Cost?
Premiums vary based on age, location, and benefit amount. Select the level of coverage that best fits your budget and your peace of mind.
Broad coverage options and pricing
Convenient monthly payments
Benefits amounts that match your needs
How Does PeaceGuard Insurance Work?
Apply
Select your plan and coverage start date.
Use Your
Benefits
Get help paying eligible medical expenses and other related costs, so you can focus on recovery.
Faster Answers from Real People
With SGIC’s in-house, U.S.-based claims and member services—including onsite doctors and nurses—you get knowledgeable guidance and faster decisions.
“Every claim is more than paperwork. It’s a person we’re committed to supporting.”
SGIC Claims Specialist
Flexible Protection. Trusted Foundation.
SGIC PeaceGuard plans are state-regulated and supported by trusted, licensed administration—so you can feel confident in the protection you choose.
Frequently Asked Questions
What does PeaceGuard cover?
PeaceGuard covers unexpected life events like a death or dismemberment due to an accident or the first diagnosis of a critical illness (if rider selected). It's up to you which benefit amounts and optional riders to include, allowing you to design a product that fits your needs and budget.
Can I use PeaceGuard benefits however I want?
Yes. You can use your benefit for medical or non-medical expenses, such as treatment costs, transportation, or everyday bills. It’s your benefit—use it where you need support most.
Is PeaceGuard a replacement for health insurance?
No. PeaceGuard is not health insurance. It provides supplemental benefits to help with costs after a covered accident. It’s meant to work alongside other coverage or provide added financial support.
How fast are benefits paid?
Benefit payments are typically issued after your claim is reviewed and approved. Providing complete information helps speed up the process. For help with claims, contact Customer Service at (888) 912-4767.
The information presented above is a brief description of the important features of this insurance plan. It is not an insurance contract. Coverage is subject to meeting eligibility requirements. Coverages are described in general and may vary depending on your state of residence and plan purchased. Deductibles, limits, waiting periods, limitations and exclusions may apply. Actual benefits are determined by the terms and conditions of your policy and certificate alone. The plan described here does not constitute comprehensive health insurance (often referred to as “major medical coverage”) and does not satisfy a person’s individual obligation to secure the requirement of minimum essential coverage under the Affordable Care Act (ACA). For more information about the ACA, please refer to HealthCare.gov.