Health Insurance Built for Real Life
From short-term solutions to supplemental protection, SGIC offers a full range of health insurance products designed to be flexible, transparent, and budget-friendly.
Explore SGIC Signature Products
Every person’s situation is different. That’s why SGIC provides multiple insurance product options built around flexibility, simplicity, and support.
Short-Term Medical
Flexible, temporary coverage for when you’re between plans.
Fixed Indemnity
Predictable cash payouts for common healthcare costs.
PeaceGuard
Lump-sum accident, AD&D, and critical illness protection.
Accident
Protection for accidental injuries.
Hospital Indemnity
Coming Soon.
Medicare Supplemental
Coverage You Can Count On
SGIC products are state-regulated and supported by experienced, licensed administration—so you can feel confident in the coverage you choose.
Which SGIC Plan Is Right for You?
Coverage Type*
|
Best for
|
How It Helps
|
Benefit Style
|
|---|---|---|---|
| Short-Term Medical | People between jobs, waiting for benefits, students, gig workers, part-time employees, and contract workers | Provides temporary health coverage with fast start dates | Traditional insurance-style coverage (doctor visits, urgent care, ER, hospital) |
| Fixed Indemnity | Families or individuals who want predictable payouts for covered accidents and illnesses | Pays set amounts for covered services, helps offset routine costs | Fixed cash benefit per covered service |
| Limited Medical | Budget-conscious people wanting simple coverage for common medical services | Helps pay for doctor visits, labs, hospital stays, and wellness | Fixed cash benefit, narrower scope, lower premiums |
| PeaceGuard | Anyone who wants an extra layer of financial security including seniors with gaps in Medicare coverage | Provides lump-sum cash if a covered event (accident, illness, hospital stay) occurs | Lump-sum benefit |
| AD&D (Accidental Death & Dismemberment) | Individuals/families who want accident-specific protection | Pays benefits for accidental death or serious injury | AD&D (Accidental Death & Dismemberment) |
| Medicare Supplement | Seniors enrolled in Medicare | Covers deductibles, coinsurance, and out-of-pocket costs Medicare doesn’t | Supplement to Original Medicare |
Whether you’re between jobs, managing everyday healthcare expenses, or looking for extra peace of mind, SGIC has a plan that works for you. Call us at 888.912.4767 to walk through your options.
*Subject to eligibility. Terms, limitations, and exclusions apply. Pre-existing conditions exclusion and waiting periods apply.
PARTNER WITH SGIC
Flexible Solutions for Your Clients
Looking to offer SGIC products to your clients? We make it simple for brokers to get started with clear commissions, responsive support, and marketing resources you can count on.
More Than Insurance, It's Peace of Mind
With SGIC, you get:
- Budget-friendly coverage options
- U.S.-based service teams, including doctors and nurses
- Data security you can count on
