Short-Term Medical Insurance Coverage Made Simple
Temporary coverage to protect you and your family against the unexpected.
What Is Short-Term Medical Insurance?
Life doesn’t always go as planned. That’s why we created our short-term medical insurance plans. These plans can help protect you from unexpected medical costs and cover care like doctor visits and hospital stays.
Is Short-Term Medical Right for Me?
Short-term medical insurance is designed for people who are:
- Between jobs and without coverage
- Waiting for employer benefits to start
- Freelancers or gig workers using a 1099
- Students or recent graduates without employer benefits
If you’re in one or more of these situations, short-term medical insurance might be right for you.
What's Included
SGIC SHORT-TERM MEDICAL PLANS TYPICALLY OFFER:
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Coverage as soon as the next day |
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364-day terms with ability to cancel at any time |
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Freedom to choose doctos and hospitals from an extensive provider network |
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Budget-friendly premiums |
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Options to customize your coinsurance, deductibles and max out-of-pocket |
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Quick and easy qualification with only a few short questions |
We Know Insurance Can Be Confusing.
Our friendly, knowledgeable, U.S.-based staff is here to answer your questions Monday-Friday, 8 am-5 pm ET.
What's Included
SGIC SHORT-TERM MEDICAL PLANS TYPICALLY OFFER:
Coverage as soon as the next day
364-day terms with ability to cancel at any time
Freedom to choose doctors and hospitals from an extensive provider network
Budget-friendly premiums
Options to customize your coinsurance, deductibles, and max out-of-pocket
Quick and easy qualification with only a few short questions
We know insurance can be confusing.
Our friendly, knowledgeable, U.S.-based staff is here to answer your questions Monday-Friday, 8 am-5 pm ET.
How Much Does Short-Term Medical Cost?
The cost of short-term medical coverage depends on factors like your age, location, term length, and benefit level. SGIC offers flexible options so you can find a plan that works for you and your budget.
Broad coverage options and pricing
Convenient monthly payments
How Does Short-Term Medical Insurance Work?
Use
Visit a network provider to maximize your benefits.
Faster Answers from Real People
With SGIC’s in-house, U.S.-based claims and member services—including onsite doctors and nurses—you get knowledgeable guidance and faster decisions.
“Every claim is more than paperwork. It’s a person we’re committed to supporting.”
SGIC Claims Specialist
Transitional Coverage. Trusted Foundation
SGIC Short-Term Medical plans are state-regulated and supported by experienced, licensed administration—so you can feel confident in the coverage you choose
Frequently Asked Questions
How do I get started?
You can review plan options and choose the coverage that fits your needs. Once you’re ready, contact Customer Service at (888) 912-4767 for help.
What if I have a pre-existing condition?
Short-term medical plans generally do not cover pre-existing conditions. Check your plan details for how pre-existing conditions are defined and what exclusions may apply.
Does short-term medical insurance cover preventive care?
We offer several plans, and some include preventive care. If that’s a benefit you’re looking for, be sure to mention it when you speak with your designated agent.
How long can I keep this coverage?
Short-term medical coverage is temporary and is only available for a limited time.. The length of coverage depends on the plan and your state. Check your plan information for specific time limits.
The information presented above is a brief description of the important features of this insurance plan. It is not an insurance contract. Coverage is subject to meeting eligibility requirements. Coverages are described in general and may vary depending on your state of residence and plan purchased. Deductibles, limits, waiting periods, limitations and exclusions may apply. Actual benefits are determined by the terms and conditions of your policy and certificate alone. The plan described here does not constitute comprehensive health insurance (often referred to as “major medical coverage”) and does not satisfy a person’s individual obligation to secure the requirement of minimum essential coverage under the Affordable Care Act (ACA). For more information about the ACA, please refer to HealthCare.gov.