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For Individuals & Families

Looking for supplemental coverage, short-term protection, or an alternative to COBRA that fits your lifestyle? SGIC makes it simple to stay protected.

  • Budget-friendly plans that fit real-life needs
  • Clear, flexible coverage with no surprises
  • Fast, in-house service, claims, and support
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For Brokers & Partners

Need flexible, integration-ready products? SGIC is nimble, transparent, and built for speed-to-market success.

  • White-labeled product options
  • In-house claims, reporting, and support
  • Established distribution channels in the individual and group markets

SGIC SIGNATURE PLANS

Budget-Friendly, Customizable Insurance for Life’s Uncertainties

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Short-Term Medical

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Fixed Indemnity

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Limited Medical

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PeaceGuard

Insurance Made Simple.
Service Made Human.

With SGIC, you get coverage backed by decades of trust.

  • Budget-Friendly Coverage. Plans built to fit your life and your wallet.
  • High Member Renewal Rates. SGIC members choose SGIC again and again.
  • Claims You Can Count On. Fast, fair, and transparent service every step of the way.
  • Live, U.S.-Based Support. Real care from real people with doctors and nurses on staff.
  • Secure & Innovative. We’re always evolving to make insurance easier.
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What Does SGIC Stand for?

SGIC stands for Southern Guaranty Insurance Company.

Real Stories of Insurance Made Easy

“Watching my mom get her mammogram covered with no out-of-pocket cost was amazing. You guys rock! Thank you for caring”

SGIC Member, Florida

“I was nervous when my son had to go to the ER, but SGIC made the claim process simple. A $3,400 bill turned into a $250 deductible.”

SGIC Member, Texas

“Whenever I call SGIC, I know who I’m talking to. The customer service is bar none better than any other carrier I work with—you just don’t get that anywhere else.”

SGIC Member, Florida

Real People. Real Support.

Insurance doesn’t have to be complicated. We make it clear, budget-friendly, and caring.